BofI Ranked 6^th Most Profitable Lender

SAN DIEGO--(BUSINESS WIRE)-- BofI Holding, Inc. (NASDAQ: BOFI) (“the Company”), parent of BofI Federal Bank, announced today that it was recognized by Bank Director magazine as a top 25 residential real estate lender in its Second Quarter 2016 Focused Strategy Ranking. The Company ranked 6^th out of 60 banks and thrifts with $1 billion or more in assets where residential real estate loans account for 50% or more of the institution’s total loan portfolio (“residential real estate lending banks”).

“There’s no question that the mortgage industry is smaller and its origination costs are higher than prior to the recession,” stated Jack Milligan, Editor in Chief of Bank Director magazine. Mr. Milligan continued, “BofI Holding Inc. has been able to use its low cost digital-only platform to build a profitable mortgage lending business.”

BankDirector.com ranked the profitability of residential real estate lenders as measured by the entity’s return on assets (“ROA”) for the five trailing quarters through September 2015. All residential real estate lending banks had a median ROA of 0.68% while all banks with greater than $1 billion in assets had a median ROA of 0.87%. BofI, with an average ROA of 1.61%, ranked 6^th. For more information about the Focused Strategy Ranking and Bank Director magazine, please visit http://www.BankDirector.com.

About BofI Holding, Inc.

BofI Holding, Inc. is the holding company for BofI Federal Bank, a nationwide bank that provides financing for single and multifamily residential properties, small-to-medium size businesses in target sectors, and selected specialty finance receivables. With approximately $7.7 billion in assets, BofI Federal Bank provides consumer and business banking products through its low-cost distribution channels and affinity partners. BofI Holding, Inc.’s common stock is listed on the NASDAQ Global Select Market under the symbol “BOFI” and is a component of the Russell 2000® Index and the S&P SmallCap 600® Index. For more information on BofI Federal Bank, please visit bofifederalbank.com.

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BofI Holding, Inc.
Johnny Lai, CFA
VP, Corporate Development and Investor Relations
1-858-649-2218
jlai@bofifederalbank.com

Source: BofI Holding, Inc.