Press Release

B of I Holding, Inc. to Present at The Wall Street Analyst Forum's 17th Annual Analyst Conference

Company Release - 9/13/2006

SAN DIEGO, CA -- (MARKET WIRE) -- 09/13/06 -- B of I Holding, Inc. (NASDAQ: BOFI) ("B of I") today announced that its Chief Financial Officer, Andrew Micheletti, will present at The Wall Street Analyst Forum's 17th Annual Analyst Conference at 10:30 a.m. ET on Wednesday, September 27, 2006. The conference is being held at The Princeton Club in New York City.

The Wall Street Analyst Forum incorporates presentations by CEOs and CFOs of 50 publicly traded corporations. It is attended by approximately 400 buy-side and sell-side analysts and portfolio managers in New York, with an equal number via webcast.

The presentation will be webcast live and may be accessed at B of I's website, http://www.bofiholding.com. A replay of the webcast will be available on the website for 30 days beginning the afternoon of the presentation.

Interested parties and institutional investors may register for the conference by visiting the conference website at http://www.analyst-conference.com or by calling The Wall Street Analyst Forum at (802) 253-7596.

About B of I Holding, Inc. and Bank of Internet USA

B of I Holding, Inc. is the holding company of Bank of Internet USA and trades on NASDAQ under the symbol BOFI.

The Bank of Internet USA is a consumer focused, FDIC insured, nationwide savings bank operating primarily over the Internet. It offers a variety of consumer banking services, focusing primarily on gathering retail deposits over the Internet and originating and purchasing home equity loans, multifamily and single family loans and securities. Bank of Internet offers products through its websites at www.BofI.com, www.SeniorBofI.com, www.MyRVBank.com, www.BofIEquityDirect.com and www.ApartmentBank.com which include features such as free interest-bearing checking accounts with online paid check copies, bill payment, account statements, ATM or Visa® Check Card and ATM Fee reimbursement anywhere in the world.

Contacts:

B of I Holding, Inc.
Gary Lewis Evans
CEO
858-350-6213
Email Contact

CCG Investor Relations
Crocker Coulson
President
310-231-8600 ext 103
Email Contact