NEW YORK--(BUSINESS WIRE)--Oct. 10, 2005--The Wall Street Transcript has published an in-depth interview with Gary Lewis Evans, President and CEO of BofI Holding, Inc. (Nasdaq:BOFI) in which he talks at length about the Company.

The entire 2,500 word interview is available free online at http://www.twst.com/ceos.htm.

BofI Holding, Inc., is the holding company for Bank of Internet USA, a consumer-focused, nationwide savings bank operating primarily over the Internet. Its mission is to lower the cost of banking. For retail consumers that means higher deposit rates and lower mortgage rates. The bank generates retail deposits in all 50 states and originates loans for customers directly through its websites, including www.bankofinternet.com, www.bofi.com and www.apartmentbank.com. It is a unitary savings and loan holding company and, along with Bank of Internet USA, is subject to primary federal regulation by the OTS: Office of Thrift Supervision.

Regarding the company's strategy Mr. Evans stated, "Consumer acceptance has been far greater than we had hoped for. The acceptance of Internet banking is tremendous. People do like Internet banking. They've learned how to maximize their finances through the Internet via stock brokerage, banking, airline tickets or whatever it may be. We are the bank for the Internet community and the Internet economy."

When asked the company's focus Mr. Evans stated, "Our focus is the technology that we've developed in-house and the efficiency we are driving to our operations through that technology. We've built both proprietary technology and a proprietary process that has been integrated into our strategies with the goal to eventually become the most efficient bank in the country."

The Wall Street Transcript does not endorse the views of any interviewees nor does it make stock recommendations. For subscription information call 800/246-7673.

    CONTACT: BofI Holding, Inc.Gary Lewis Evans, 858-350-6213
             Gary@BankofInternet.com

    SOURCE: BofI Holding, Inc.